Student Loan Consolidation - Edconsolidation.com


 
Student Loan Consolidation
You can combine your student loans into a single new loan and make one payment each month with student loan consolidation. Here's how it works: you can pay off your existing student loans and consolidate your debt. Generally your repayment period is extended; your monthly payment is reduced, and your bookkeeping is simplified.
Apply Online for Student Loan Consolidation Due to recent legislation changes that affect student loan lenders, advertised programs or borrower benefits may be reduced or eliminated going forward. Please call Edconsolidation's customer care specialists at 1.800.887.6128 to discuss your specific situation.

Some alternatives to student loan consolidation...

  • If you are interested in monthly payment relief, you may qualify for an extended, income-sensitive or graduated repayment schedule.  These schedules can drastically reduce your monthly payment either temporarily or for the life of the loan.  If you would like to look into these options, please contact a client relations specialist at 1-800-337-6884, or email your request to edservicing@edfinancial.com
  • If you are interested in a fixed-rate loan, you may want to wait for the new variable rates to be published for the upcoming academic year.  These rates will become effective July 1, 2008.  Although there is no guarantee, all early indicators are pointing to a drop in rates.  If the rates were to go up, you would still have time to consolidate to take advantage of the existing lower rates.
  • If you are interested in a single monthly payment and all your loans are serviced at Edfinancial Services, you will automatically receive combined billing for your loans through our combined billing service.

 


One loan. One lender. One monthly payment.
Edconsolidation does it all - because life is its own adventure. Student debt consolidation shouldn't be that hard.